and we're paying these charges. >> well, you can go to city after city after city on a friday or saturday night and find out that the emergency room is the family doctor. >> therein lies one of the big problems. >> there's another problem i want to ask both of you about, but let's start with you, doctor, because you are a doctor and have been a doctor for a long time. how did we arrive at a culture where all of us here today, if we bought life's necessities, a house, a car, a set, a pair of shoes we would ask the price before we bought it. >> i think it started when my father was doctor was fee for service. you knew if you couldn't pay your bill you would pay farm supplies or barter and doctors wrote things off. that sort of mushroomed into you don't worry about it, sweetheart, i'll take care of everything. and this quiet layering on of costs, you know, we make the analogy all the time that you would never take your car into a garage and not expect to see on a board what things cost. but we wander into hospitals all the time and you and i, all of us, assume, well, some third party will pa